@article{Jun:315,
      author       = "Jun Ho Huh and Saurabh Verma and Swathi Sri V Rayala and
                      Rakesh B. Bobba and Konstantin Beznosov and Hyoungshick Kim",
      title        = "I Don’t Use Apple Pay Because It’s Less Secure ...:
                      Perception of Security and Usability in Mobile Tap-and-Pay",
      month        = "Mar",
      year         = "2017",
}