@article{Jun:315,
      author        = "Jun Ho Huh and Saurabh Verma and Swathi Sri V Rayala and
                       Rakesh B. Bobba and Konstantin Beznosov and Hyoungshick
                       Kim",
      title         = "{I Don’t Use Apple Pay Because It’s Less Secure ...:
                       Perception of Security and Usability in Mobile
                       Tap-and-Pay}",
      month         = "Mar",
      year          = "2017",
}